CGL Coverage for Property Damage Resulting From Defective Work: Your Product and Your Work Exclusions
Faulty Work as an Occurrence, Avoiding Additional Insured Traps, Exceptions to Exclusions
Recording of a 90-minute CLE video webinar with Q&A
The CLE webinar will discuss the often litigated and confusing issues concerning coverage under a commercial general liability (CGL) policy. The program will address the "your work"/"your product" exclusions and the exceptions to the exclusions. The panel will also review current case law and arguments for or against coverage for these claims.
Outline
- Property damage in general
- Damage to the insured's product
- Applicability to construction cases
- Damage to the insured's work
- Products-completed operations hazard
- Damage to impaired property
- Work of subcontractors
Benefits
The panel will address these and other issues:
- Can faulty work be an occurrence?
- What is the subcontractor exception to the exclusions?
- How can policyholders obtain coverage from the contractual indemnification obligations and the insurance obligations of their subcontractors?
- How does the "your work" exclusion mesh with a "product completed operations" clause in a CGL policy?
Faculty
Linda W. Hsu
Partner
Selman Leichenger Edson Hsu Newman & Moore
Ms. Hsu has specialized in insurance coverage and insurance bad faith litigation since 1994. She handles all first and... | Read More
Ms. Hsu has specialized in insurance coverage and insurance bad faith litigation since 1994. She handles all first and third-party insurance coverage issues involving all types of insurance policies, including personal and commercial auto, homeowners, CGL, and all types of professional errors & omissions policies. Ms. Hsu has authored countless coverage opinions, has mediated hundreds of cases, and successfully litigates both declaratory relief and bad faith actions, through trial if necessary.
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Kimberly D. Pye
Associate
Wilson Elser
Ms. Pye is a litigation attorney who represents and advises individuals and corporations. Her practice is focused... | Read More
Ms. Pye is a litigation attorney who represents and advises individuals and corporations. Her practice is focused primarily on insurance coverage, with experience counseling insurance carriers in coverage disputes and bad faith litigation. In addition, Ms. Pye defends property management companies in the increasingly difficult area of landlord-tenant disputes. As part of Wilson Elser’s accomplished Insurance Litigation team, Ms. Pye has access to colleagues with the depth and breadth of experience to handle virtually every type of case – from small claims to personal injury to the most complex legal matters and all the transactional and jurisdictional issues in between.
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