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Construction Property Damage Claims: CGL Exclusions K, L, and M, Products-Completed Operations Coverage

A live 90-minute CLE video webinar with interactive Q&A

This program is included with the Strafford CLE Pass. Click for more information.
This program is included with the Strafford All-Access Pass. Click for more information.

Thursday, December 19, 2024

1:00pm-2:30pm EST, 10:00am-11:30am PST

Early Registration Discount Deadline, Friday, November 22, 2024

or call 1-800-926-7926
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This CLE course will discuss the scope of the CGL exclusions for property damage in construction claims and the applicability of products-completed operations hazard coverage. The panel will review how the courts apply the exclusion and best practices for formulating arguments for or against coverage for these claims, emphasizing various state approaches.

Description

Property damage claims arising in construction cases present complex coverage issues. Courts are routinely called upon to decide whether claims arising from faulty construction and workmanship are covered or excluded from coverage by the CGL policy. Some states have held that such claims do not constitute an occurrence.

Court and state approaches vary. Some rely on exclusions in a CGL policy, primarily exclusion K, damage to the insured's product; others on exclusion L, damage to the insured's work; and others on exclusion M, damage to impaired property or property not physically injured.

Also often at issue is whether products-completed operations coverage includes bodily injury and property damage arising from the insured's products and work. Whether the work was done by the insured or a subcontractor is a factor in determining whether property damage is covered or excluded.

Listen as our authoritative panel of construction practitioners analyzes the CGL exclusions for property damage in construction cases, the applicability of products-completed operations hazard coverage, factors courts consider in determining whether property damage is covered, and formulating arguments for or against coverage for these claims.

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Outline

  1. Property damage in general
    1. CGL grant of coverage and definitions
    2. The requirement of an occurrence
  2. Exclusion K
    1. Damage to the insured's product
    2. Applicability to construction cases
  3. Exclusion L
    1. Damage to the insured's work
    2. Products-completed operations hazard
  4. Exclusion M, damage to impaired property
  5. Work of subcontractors and exclusion CG 22 94

Benefits

The panel will review these and other high priority issues:

  • Factors the courts consider in determining whether property damage is covered
  • Exclusions K, L, and M in a CGL policy and what those exclusions encompass
  • The applicability of products-completed operations hazard coverage
  • Impact on coverage if a subcontractor causes faulty work

Faculty

Closson, Robert
Robert V. Closson
Shareholder
Hirsch Closson

Mr. Closson joined the Firm in 2008 and continues to concentrate his practice in insurance coverage litigation,...  |  Read More

Salisbury, Carl
Carl A. Salisbury
Partner
Bramnick Rodriguez Grabas Arnold & Mangan

Mr. Salisbury has more than 20 of years experience in the litigation and trial of complex commercial disputes and...  |  Read More

Attend on December 19

Early Discount (through 11/22/24)

Cannot Attend December 19?

Early Discount (through 11/22/24)

You may pre-order a recording to listen at your convenience. Recordings are available 48 hours after the webinar. Strafford will process CLE credit for one person on each recording. All formats include course handouts.

To find out which recorded format will provide the best CLE option, select your state:

CLE On-Demand Video