Curing Title Defects Under the 2021 ALTA Owner's and Loan Policies: Identifying and Resolving Common Defects
Liens, Judgments, Rights of Third Parties, and Breaks in Chain of Title
A live 90-minute premium CLE video webinar with interactive Q&A
This CLE course will provide real estate counsel with a comprehensive overview of the 2021 ALTA Owner's and Loan Policies, and how the most recent revisions affect the ability to cure title defects arising from judgments and liens, arising from the rights of third parties, and caused by breaks in the chain of title. The program will analyze the frequent issues that arise and best practices for curing these title defects to close the deal.
Outline
- 2021 ALTA Owner's and Loan Policies
- Provisions impacting the cure of title defects
- Liens and judgments
- Unsatisfied judgments
- Mechanics liens
- Springing liens
- Tax liens
- Lis pendens
- Rights of third parties
- Off-record third parties
- Right of first refusal
- Unrecorded leases
- Breaks in the chain of title
- Missing documents
- Name variances
- Inclusion of all proper parties
- Joint tenancy/TIC issues
- Practitioner takeaways
Benefits
The panel will review these and other vital questions:
- How do the 2021 ALTA Owner's and Loan Policies affect addressing title defects?
- What are the most common liens on property, and what are best practices for investigating and clearing the lien?
- What are the most common issues that arise with third-party rights, and what are best practices for resolving these issues?
- When would action to quiet title be necessary to resolve a break in the chain of title, and what are best practices for curing title through litigation?
Faculty

Kristin E. Niver
Counsel
Robinson & Cole
Ms. Niver represents banks, insurance companies and debt funds in construction and permanent loans, debt restructurings... | Read More
Ms. Niver represents banks, insurance companies and debt funds in construction and permanent loans, debt restructurings and secondary market transactions, as well as working with market-rate and affordable housing developers and owners on financings, acquisitions and sales, joint venture arrangements, condominium regimes, and leases for all product types, including multifamily, retail, office and hotel, and frequently as part of complex mixed-use development and redevelopment and master planning projects nationwide. In addition to her broad background in CRE finance and development generally, Ms. Niver has had a career-long focus on affordable housing and community development, both as a real estate and commercial finance attorney, and formerly as an urban planner specializing in affordable housing finance and policy. She has extensive experience in community development lending, impact finance syndications and programmatic and policy issues related to affordable housing, and routinely provides legal advice to profit and nonprofit developers, financial institutions, investors, and community development entities engaged in all types of complex real estate development and financing transactions, specifically social impact investing and tax credit finance.
Closeto be announced.
Early Discount (through 04/25/25)