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Group Health Plan Coverage for Small Employers: Regulatory Compliance, Plan Design Options, and Alternatives

A live 90-minute premium CLE video webinar with interactive Q&A

This program is included with the Strafford CLE Pass. Click for more information.
This program is included with the Strafford All-Access Pass. Click for more information.

Thursday, May 22, 2025

1:00pm-2:30pm EDT, 10:00am-11:30am PDT

Early Registration Discount Deadline, Friday, April 25, 2025

or call 1-800-926-7926

This CLE webinar will provide guidance to employee benefits counsel on group health plan design options and challenges associated with the development and administration of group health plans for small employers. The panel will discuss issues that arise in connection with the design and administration of group health and welfare benefit plans maintained by small employers. The panel will also provide methods to maintain compliance with federal regulations, provisions for plan documents, handling participant claims, and available group health plan alternatives.

Description

One of the most critical issues for small employers is determining whether to establish a group health plan for employees. Before providing a group health plan, an employer must decide how to deliver those benefits and comply with federal and state regulations.

The statutory and regulatory responsibilities relevant to health and welfare benefit plans can be burdensome for small employers. The employer must be aware of and consider the special rules, limitations, and exceptions applicable to small employers before implementing any type of health plan.

Group health plans must be appropriately structured to allow both the employer and employee to benefit under the current law. Additionally, ERISA plans include rights and protections for plan participants requiring careful attention to administrative and operational guidelines.

An employer can designate a third party to administer the plan. Counsel must understand all rules associated with the design and implementation of a group health plan for small employers to ensure compliance with federal and state law.

Listen as our panel provides their insights into issues that arise in the design and administration of health and welfare plans for small employers, reporting and disclosure to government agencies and plan participants, and methods to maintain compliance.

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Outline

  1. Defining "small employer" or "small plan" under ERISA
  2. Preliminary issues in establishing a group health plan for small employers
  3. Plan design options and other factors to consider
  4. Group health pan alternatives
  5. Benefit plan administration and operation challenges
  6. Best practices and tips for ERISA counsel in advising small employers

Benefits

The panel will review these and other critical issues:

  • Defining "small employer" under various regulations
  • What plans can be offered by certain employers under federal law?
  • Who can receive employee benefits?
  • Plan design options, considerations, and alternatives
  • Regulations and statutory requirements: the employer's role and responsibilities
  • Retention and management of employee data and personnel files
  • Use of third-party administrators
  • Testing, distribution, and termination rules for qualified plans

Faculty

Bianchi, Alden
Alden J. Bianchi

Counsel
McDermott Will & Emery

Mr. Bianchi is the Practice Group Leader of the firm’s Employee Benefits & Executive Compensation Practice....  |  Read More

Raaii, Sarah
Sarah G. Raaii

Partner
McDermott Will & Emery

Ms. Raaii focuses her practice on employee benefits and matters related to health care reform, data privacy and HIPAA...  |  Read More

Trujillo, Teal
Teal N. Trujillo

Attorney
McDermott Will & Emery

Ms. Trujillo focuses her practice on employee benefits and executive compensation matters for public and private...  |  Read More

Attend on May 22

Early Discount (through 04/25/25)

Cannot Attend May 22?

Early Discount (through 04/25/25)

You may pre-order a recording to listen at your convenience. Recordings are available 48 hours after the webinar. Strafford will process CLE credit for one person on each recording. All formats include course handouts.

To find out which recorded format will provide the best CLE option, select your state:

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