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Injuries Inflicted by Minors: Navigating Parental Liability and Insurance Coverage When Children Cause Harm

A live 90-minute CLE video webinar with interactive Q&A

This program is included with the Strafford CLE Pass. Click for more information.
This program is included with the Strafford All-Access Pass. Click for more information.

Thursday, April 24, 2025

1:00pm-2:30pm EDT, 10:00am-11:30am PDT

Early Registration Discount Deadline, Friday, April 4, 2025

or call 1-800-926-7926

This CLE will address when parents or legal guardians can be held civilly or criminally liable for the actions of minors. The panel will discuss those situations in which liability can arise, including acts involving computers, the relevance of the child's culpability, insurance coverage issues, subrogation, theories of liability, defenses, and damages. The panel will also review special issues related to discovery and trial when minors may key witnesses.

Description

Parental liability is a growing and complex area of law that has taken on increased importance in the aftermath of crimes, car accidents, and reckless conduct committed by unemancipated minors. Computer crimes and crimes committed using computers, phones, or social media, including copyright violations, should not be overlooked.

Liability is imposed based on theories of negligence, statutory liability, and the common law. When claims are asserted, thorny insurance coverage issues may arise over defense or payment of any claims. Even if no suit is filed, increasingly, parents may find themselves the targets of subrogation efforts. Only recently have insurers offered policies designed for foster parents.

When evaluating claims against parents, the age and capacity of the child may play an important role. Minors engaged in adult activities such as flying an airplane or driving a motor vehicle (or boat) are held to the standards of an adult engaged in such activities. The judicial system is increasingly willing to charge parents when their children commit crimes.

Listen as this expert panel discusses when parents or legal guardians can be held civilly or criminally liable for the actions of minors.

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Outline

  1. Sources of parental liability
  2. Civil liability
  3. Criminal liability
  4. Insurance coverage issues
    1. Subrogation issues
    2. Third-party caregivers, e.g. foster parents
  5. Factors considered in parental accountability cases
  6. Defenses
  7. Damages
  8. Dealing with children in litigation

Benefits

The panel will review these and other key issues:

  • What are typical limits and exclusions that have to be navigated to secure insurance coverage?
  • Does parental liability extend to copyright and other computer law violations, online crimes, and the like?
  • What is the effect of a minor child's intentional disobedience of parental instructions or limits?
  • When can parents or other adults be criminally liable for the acts of minors?
  • Are parents strictly liable for unintentional damage caused by their children?
  • Who is the insured under a homeowners' policy?

Faculty

Kroll, Jeffrey
Jeffrey J. Kroll

Attorney
Kaveny+Kroll

Mr. Kroll is an award-winning attorney who has represented injured victims of negligence throughout the country...  |  Read More

Malm, John
John J. Malm

Founder and Principal
John J. Malm & Associates Personal Injury Lawyers

Mr. Malm has more than 30 years of experience in personal injury litigation. He is the founder and principal of John J....  |  Read More

Attend on April 24

Early Discount (through 04/04/25)

Cannot Attend April 24?

Early Discount (through 04/04/25)

You may pre-order a recording to listen at your convenience. Recordings are available 48 hours after the webinar. Strafford will process CLE credit for one person on each recording. All formats include course handouts.

To find out which recorded format will provide the best CLE option, select your state:

CLE On-Demand Video